---
title: I Bonds/ Syverson Strege
description: Michael Murkins, provides a high-level overview about I bonds as a strategy to protect against inflation.
---

[Podcasts | Syverson Strege ](https://www.onlyworkforyou.com/resources/podcasts)

# [I Bonds/ Syverson Strege](https://www.onlyworkforyou.com/resources/podcasts/i-bonds)

 Written by [Mike Murkins CFP® Financial Planner](https://www.onlyworkforyou.com/resources/podcasts/author/mike-murkins-cfp-financial-planner) | May 24, 2022 10:35:00 AM

Duration: 4:34

## Show Notes

Senior Associate Financial Planner, Michael Murkins, provides a high-level overview about Series I Savings Bonds (I Bonds) as a strategy to protect against inflation. Should I bonds be something you should add to your financial portfolio?

## 5 Things to Consider about I bonds:

1. Individuals are limited to purchasing $10,000 of I bonds per calendar year. Up to an additional $5,000 can be purchased, based on tax refund. 
2. I bonds are a 30-year product. 
3. Typically, the interest rate on I bonds are closer to 3%, not the atypical rate of 7.12%* that they are currently. 
4. Potentially, I bonds can earn a 0% return. I bonds have both a stated fixed rate and a rate based on inflation that is aggregated to give you a total rate.
5. I bonds can only be purchased through Treasury Direct, so Syverson Strege cannot facilitate your purchase.

If you have additional questions about I bonds and if they are something you should consider, reach out to your Financial Planner or Associate Financial Planner with questions at 515-225-6000.

*Finance Moment … Syverson Strege’s mini-podcasts to provide rapid-fire information on financial topics of the day.*

**7.12 % interest rate at the time of recording.*

[View full post](https://www.onlyworkforyou.com/resources/podcasts/i-bonds)

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