Podcasts

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What Is Dollar-cost Averaging?

by Lance Gunkel, CFP®, CFA, Managing Director | August 10, 2020

Managing Director Lance Gunkel explains the strategy of dollar-cost averaging (DCA) to help clients who have a large lump sum to invest. DCA can help clients avoid mistiming the market, reduce the impact of volatility, and help lessen the emotional rollercoaster of investing large lump sums. Lance explains that this strategy of spreading out investments over time has been especially helpful in down markets like in 1987, 2001, 2008, and 2020 and how it forces clients to think long-term.

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What is Tax-loss Harvesting?

by Tyler Conley, MBA, CFP®, CEPA®, Financial Planner | August 10, 2020

Tyler Conley, MBA, CFP®, CEPA®, describes how tax-loss harvesting helps investors sell an investment at a loss in order to reduce their tax liability. Tyler also explains the wash-sale rule and notes that tax-loss harvesting requires attention to detail, but can be worth the effort for investors.

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Are Annuities Really That Bad?

by Jason Gunkel, CFP®, CFA, CAP®, Chief Investment Officer | July 23, 2020

Chief Investment Officer Jason Gunkel says that annuities usually get a bad rap from fee-only financial advisors like Syverson Strege, but that there are times when variable annuities are beneficial to a client. He explains the two basic types of annuities (fixed and variable) along with the benefits and negatives. Jason explains how annuities can be quite expensive and complicated because of the various layers of fees and surrender charges.